Using some simple guidelines you'll be able to track and monitor usage of your cash
Please stop wasting money
We always have plenty of money to spend and are additional costs such as additional costs for services that do not use it, the cost of which will be discarded shopping, shopping, shopping bags are great for small purchases the program or purchases. These and similar occasions do not buy the surplus, the actual name of this work is a waste of money.
They take money out of your pocket and you do not even understand where the money went and what it was spent., Dave Ramsay, author of "transfer of money", says: "Each of these costs are insignificant alone, but remember gutter is always up to shower. " So I decide to stop wasting your money if gradual. We'll tell you how!
Be careful of unplanned purchases.
Stores that offer products for sale are very convenient for saving time. Ramsay, who is an authority on the subject, says: Although the stores have a lot of privileges, but the problem is that when trying to buy your's pre-determined in the subconscious of all kinds of products eyes a variety of bric-a-snacks Bjnbyd eats up unnecessary ports and see how many of them are exhibited in the shopping cart and go to the fund. Ramsay recommends that before leaving home to buy, make a list of your essential supplies. He says: "I'll never use this thing over Nmykhrm my list."
Use shops selling wonderful opportunity
Clark Howard, buyers advocate and author of "Clark offered hints" about tips to get rich through savings is "an extraordinary sales at the major shopping stores usually" is repeated at the end of each season, your benefit . This way you can save 20% of your expenses at the end of each year, the savings will be substantial.
Plan out your design conscious eating
Howard says most profitable restaurant sales Dsrhast owners. Desserts are just as at home in the restaurant ¼ its price would cost. If you do that, families are often "food and desserts in a restaurant two times a week, eat dessert try and remove it yourself at home, take time., If you insist on eating dessert after food where two the meal down to a meal. well is better than trying to eat all the food in the restaurant, plus food to take home and use it in the next promise. well as the food of save a tell more promise, will prevent overeating.
The rest of your money
Next time give the seller the rest of your money, you "get it. Much of the rest of us, especially if money is limited, do not ask. According to research conducted by the Institute of Promotional Marketing, only 21% of the rest of their money from the seller And they want.
Estimate in advance the total amount into your
Paul Brown, a four-ring tires for your car purchase. When delivering the car to the garage for $ 44 and $ 15 for the warranty coverage Valf chrome tire is more than he desires. Brown, a member of the public is America's Research Group, said: "The estimated amount of money that was." He forced the garage to remove the extra fees.
Brown's advice: do what you want to buy a pre-determined price and predict;
The seller also want to calculate the total amount on a paper. This was the final price is higher than the expected amount, you can ask the seller to lower the price.
Conscious of situations for use
Sellers telephone, cable and other computer services often have special offers to attract new customers while old customers for years for the privilege of buying them, they do not recognize. Dvrsky Edgar, founder ConsumerWord.org a general guide to online websites that says: "You can change the law., When the company announced that it would always Dvrsky the purchase price for their new customers or facilities listed below else will do, he contacted the company and its products as customer ordered. could do with a savings of more than $ 30 a month. though the company did with him, then went to another company and customer There was a new facility and the benefits.
Why ask?
Daniel Butler received a gas bill to pay him $ 100 more than the amount that your home is always Myprdakhth. He then went on a tour of the house and saw that the door was left open a window that is behind the cool air inside the house has been. Sometimes a very simple negligence, the problem comes when you have to pay a fee. If Butler did not care and are looking to add value Nmygsht may have been due to wasted time and pay the extra money.
Write down your current expenses and daily
Please note that all costs of the next month, the amounts to little heavy daily expenses. It is better to assign a book to be able to compare the costs in check. Memorandum of costs and expenses is the first step on the path of savings and expenditure control.
Please consider your spending limit
Ramsay says: "Set a budget for a month. Then put the money in an envelope., When the envelope was empty, you stop spending." You must be planned in such a way that the desired amount at the end of the set time is over. Note that if you left the money at the time, you can save it.
Preparation and Translation: The Phoenix Lifestyle
Please stop wasting money
We always have plenty of money to spend and are additional costs such as additional costs for services that do not use it, the cost of which will be discarded shopping, shopping, shopping bags are great for small purchases the program or purchases. These and similar occasions do not buy the surplus, the actual name of this work is a waste of money.
They take money out of your pocket and you do not even understand where the money went and what it was spent., Dave Ramsay, author of "transfer of money", says: "Each of these costs are insignificant alone, but remember gutter is always up to shower. " So I decide to stop wasting your money if gradual. We'll tell you how!
Be careful of unplanned purchases.
Stores that offer products for sale are very convenient for saving time. Ramsay, who is an authority on the subject, says: Although the stores have a lot of privileges, but the problem is that when trying to buy your's pre-determined in the subconscious of all kinds of products eyes a variety of bric-a-snacks Bjnbyd eats up unnecessary ports and see how many of them are exhibited in the shopping cart and go to the fund. Ramsay recommends that before leaving home to buy, make a list of your essential supplies. He says: "I'll never use this thing over Nmykhrm my list."
Use shops selling wonderful opportunity
Clark Howard, buyers advocate and author of "Clark offered hints" about tips to get rich through savings is "an extraordinary sales at the major shopping stores usually" is repeated at the end of each season, your benefit . This way you can save 20% of your expenses at the end of each year, the savings will be substantial.
Plan out your design conscious eating
Howard says most profitable restaurant sales Dsrhast owners. Desserts are just as at home in the restaurant ¼ its price would cost. If you do that, families are often "food and desserts in a restaurant two times a week, eat dessert try and remove it yourself at home, take time., If you insist on eating dessert after food where two the meal down to a meal. well is better than trying to eat all the food in the restaurant, plus food to take home and use it in the next promise. well as the food of save a tell more promise, will prevent overeating.
The rest of your money
Next time give the seller the rest of your money, you "get it. Much of the rest of us, especially if money is limited, do not ask. According to research conducted by the Institute of Promotional Marketing, only 21% of the rest of their money from the seller And they want.
Estimate in advance the total amount into your
Paul Brown, a four-ring tires for your car purchase. When delivering the car to the garage for $ 44 and $ 15 for the warranty coverage Valf chrome tire is more than he desires. Brown, a member of the public is America's Research Group, said: "The estimated amount of money that was." He forced the garage to remove the extra fees.
Brown's advice: do what you want to buy a pre-determined price and predict;
The seller also want to calculate the total amount on a paper. This was the final price is higher than the expected amount, you can ask the seller to lower the price.
Conscious of situations for use
Sellers telephone, cable and other computer services often have special offers to attract new customers while old customers for years for the privilege of buying them, they do not recognize. Dvrsky Edgar, founder ConsumerWord.org a general guide to online websites that says: "You can change the law., When the company announced that it would always Dvrsky the purchase price for their new customers or facilities listed below else will do, he contacted the company and its products as customer ordered. could do with a savings of more than $ 30 a month. though the company did with him, then went to another company and customer There was a new facility and the benefits.
Why ask?
Daniel Butler received a gas bill to pay him $ 100 more than the amount that your home is always Myprdakhth. He then went on a tour of the house and saw that the door was left open a window that is behind the cool air inside the house has been. Sometimes a very simple negligence, the problem comes when you have to pay a fee. If Butler did not care and are looking to add value Nmygsht may have been due to wasted time and pay the extra money.
Write down your current expenses and daily
Please note that all costs of the next month, the amounts to little heavy daily expenses. It is better to assign a book to be able to compare the costs in check. Memorandum of costs and expenses is the first step on the path of savings and expenditure control.
Please consider your spending limit
Ramsay says: "Set a budget for a month. Then put the money in an envelope., When the envelope was empty, you stop spending." You must be planned in such a way that the desired amount at the end of the set time is over. Note that if you left the money at the time, you can save it.
Preparation and Translation: The Phoenix Lifestyle